Resources

Here are a few resources to help you make a start on your financial literacy journey! Like what you see here? Feel free to follow us on Instagram!

This week is Mental Health Awareness Week, and did

This week is Mental Health Awareness Week, and did you know that money is one of the biggest causes of stress for employed adults in the UK ?🤔

Because of this, I am here to share some of my top tips if you are someone who struggles with money anxiety💰

There are a number of free hotlines that exist within the UK if you are struggling, so please don’t suffer in silence❤️

My DMs are also always open if you need someone to chat to!

When saving towards a house deposit, you should id

When saving towards a house deposit, you should ideally try and save at least 5-20% of the property's value, but just how much are houses going for at the moment?🤔

Well, here is a rough breakdown of the average house prices across the UK👀

I won't lie, saving for a house deposit it TOUGH, but I will be sharing some house saving tips next week so, stay tuned🤓

All Things Money is officially two years old today

All Things Money is officially two years old today🥳🎉

Wow… what a journey it has been! From building this online community, and hosting the podcast, to hosting over 50 workshops and now being my own boss full-time; it has been a crazy ride but I wouldn’t change it for the world🎢

I’d like to say a huge thank you to you ALL for your continued love and support as I wouldn’t be here without it💖

I’m very excited to see what the next year brings💃🏾

PS: Things will be changing up around here, so keep your eyes peeled👀

Not sure if a credit card is right for you? If so,

Not sure if a credit card is right for you? If so, then here are a few pros and cons to them!💳

Sadly, I can not advise on whether or not you should apply for a credit card, but it’s important you are aware of both the pros and risks should you ever decide to apply for one!

If you have any questions, then please feel free to ask away💁🏽‍♀️✨

ATM Money School is BACK🤩 This time, our two-w

ATM Money School is BACK🤩

This time, our two-week webinar series is all about helping you get onto the property ladder🏡

Both sessions will be taking place on Tuesday 3rd and Tuesday 10th May so I’d LOVE to see some of you back again!

Upon completion of the two weeks, you will be awarded a certificate of completion, AND some extra resources to help you on your property saving journey!💸

There’s less than 20 tickets available, make sure you grab your ticket via the link in my bio!💃🏽

PS: Yes, I did accidentally delete this post🙃

If you are looking to get started with investing,

If you are looking to get started with investing, here are some of my top app recommendations if you are looking to get started💃🏽

Some are do-it-yourself platforms, and some are robots-advisors perfect for if you are a beginner💫

Which is your favourite investing platform?🤔

When investing, a question I get asked a lot is ‘HOW do I get started?’🤔

Well firstly, there are two routes you can take with investing, this is the first decision you need to make before investing any money💸

Do you invest yourself, or do you prefer to use a robo-advisor?🤷🏾‍♀️

With the cost of living increasing, it’s very ea

With the cost of living increasing, it’s very easy to tell people to cut as much as humanly possible in order to survive. However, what we can do is try and find creative ways to create extra cash💰

Here are a few ways you can make some extra cash tested and tried by yours truly💫

Do you have any ideas that have worked for you?🤔

I’m SO excited to share with you all that I have

I’m SO excited to share with you all that I have been nominated Online Financial Influencer of the Year by the British Bank Awards😱

As many of you already know, I have ran this page for nearly two years now to help teach young adults how to financially navigate the adulting world, so to be nominated for an award is just incredible!

If you have enjoyed the content I have shared over the last two years, then it would mean the absolute world if you could spare two minutes of you time to vote for me! (You will also be entered into a draw to win £1,000 too👀)

To vote, all you need to do is tap the link in my bio, enter my Instagram handle '@allthingsmoney_' and leave a sentence or two stating why you think I should win!

I will forever appreciate this community and I thank you in advance if you do cast a vote💫

Ad | If you're currently searching for a new job,

Ad | If you're currently searching for a new job, then have a read of my job search top tips!✍🏾

I would HIGHLY recommend checking out @giveagradago, the UK's Top Graduate Recruitment Agency that helps graduates find a job they'll love!

@giveagradago are also running not one but TWO competitions including their student writing competition where you can potentially win £150 cash and a YouTube Competition where you can also win the chance to win £300!

To find out more about @giveagradago, then check out their page and you can also view their competitions via the link in my bio!

Today is International Women's Day, a global day w

Today is International Women's Day, a global day which aims to celebrate the achievements of women and raise awareness for women's equality👩🏽👩🏼‍🦰👩🏻👩🏼

Sadly, there is STILL a huge disparity between men and women when it comes to money.. here are just a few facts for you👀

What are your thoughts on the facts above? Does any of this shock you at all?🤔

As many of you saw in the news last week, the Gove

As many of you saw in the news last week, the Government has made some big changes to how student loans in the UK work…👩🏽‍🎓

Not sure how these changes will affect you? Then have a read of this post👀

Feel free to TAG or SHARE this with someone who may find this post useful 💁🏽‍♀️If you have any questions, please feel free to ask away✨

Ad | Shared Ownership vs Renting? Which one should

Ad | Shared Ownership vs Renting? Which one should you go for?🤔

This week, I have partnered up with @legalandgeneralaffordable to explain the different costs associated with Shared Ownership and renting for those of you who are unsure about which one to go for!🏡

Feel free to TAG or SHARE this with someone who may find this post useful 💁🏽‍♀️If you have any questions, please feel free to ask away✨

Bills, bills, bills, we all know we have to pay th

Bills, bills, bills, we all know we have to pay them, but exactly how much?🤔

Here is a breakdown of the monthly average cost of bills in the UK!💸

Are your bills higher or lower than the UK average?🤔

Feel free to TAG or SHARE this with someone who may find this post useful 💁🏽‍♀️If you have any questions, please feel free to ask away✨

*These figures were from November 2021

When purchasing your very first home, it’s impor

When purchasing your very first home, it’s important to remember that there’s not just the mortgage you need to pay each month, but there are other household costs that might crop up too🏡

Here’s a quick breakdown of some of the costs you may need to consider too💸

Feel free to TAG or SHARE this with someone who may find this post useful💁🏽‍♀️ Any questions, feel free to ask away!✨

Ad | Ever wondered what Shared Ownership actually

Ad | Ever wondered what Shared Ownership actually is? 🤔

Well, I have partnered up with @legalandgeneralaffordable to explain what Shared Ownership actually is and how it works🏡

If you would like to learn more about Shared Ownership, then check out the link in my bio!

Have you ever considered Shared Ownership before? Let me know in the comments!👇🏾

I’m sure you have all seen that the cost of livi

I’m sure you have all seen that the cost of living in the UK is on the rise… but what is actually changing?🤔

Here is a quick breakdown of everything that is about to change over the next coming months which will certainly have an impact on our purses and wallets…👛

This post isn’t here to scare you, but to help you make sense of everything that has been going on in the news!📰

As always, if you need someone to talk to, or you are worried about these upcoming changes, my DMs are always open✨

Ad | Did you know that new pricing rules came into

Ad | Did you know that new pricing rules came into force this year meaning that you will no longer be penalised for being a loyal insurance customer?🤔

If not, then have a read of this post if you want to learn more👀

More information about the changes is available on the @BritishInsurers website!

I’m sure many of you would have seen the news to

I’m sure many of you would have seen the news today about the rise in energy bills that are set to take place from April📈

If you are someone who is worried about being able to afford these price hikes, then here are some fantastic tips from Martin Lewis from @moneysavingexp!

If you need someone to talk to, then my DMs are always open!

Feel free to TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

Introducing ATM Money School...💸🎓 I'm so pl

Introducing ATM Money School...💸🎓

I'm so pleased to finally announce that we’re launching our very own Money School, designed to take you through the basics of managing your finances!

Looking to master budgeting, create your own emergency fund OR kickstart your investment journey?

This two-week webinar series is just for you🤩

Both sessions will be taking place on Tuesday 8th and Tuesday 15th March so I’d LOVE to see some of you there!

Upon completion of the two weeks, not only will you be awarded a certificate of completion, but you will also be provided with some extra resources to help advance your money management journey!

With less than 20 tickets available, make sure you grab your ticket via the link in my bio!💃🏽

When it comes to investing, do you know the differ

When it comes to investing, do you know the different types of investments you can make?🤔

If not, then have a read of this post!

Which investments do you prefer to invest in?👀

Feel free to TAG or SHARE this post with someone who may find this post useful 💁🏽‍♀️

Any questions, please feel free to ask away✨

Did someone say 10,000 followers?!😱 Thank you

Did someone say 10,000 followers?!😱

Thank you so much to everyone that has supported me and this page whether that has been through engaging with my content, attending my workshops or offering words of encouragement, it hasn’t gone unnoticed!

For those that don’t already know, my name is Ola, the gal behind the posts👋🏾

I created this page during the first lockdown to help us young adults navigate the adulting world as there is SO much we are not taught about at school or university, so I hope this page has helped you out one way or another💸

To think that there is now over 10,000 of you following this page is just amazing, and I can’t wait to see this page grow even more!

I’ve got something VERY exciting coming soon, so keep your eyes peeled…👀

Until then, feel free to drop me a message, say hello, introduce yourself, I promise I don’t bite❤️

Ad | Are you looking to get started with investing

Ad | Are you looking to get started with investing, but not sure where to conduct your research? Then @investingcom could be the perfect app for you!

@investingcom is a free easy-to-use app that allows you to stay up to date with the global financial markets allowing you to make investing decisions wisely 📈

📢CALLING ALL FREELANCERS AND SMALL BUSINESS OWN

📢CALLING ALL FREELANCERS AND SMALL BUSINESS OWNERS📢

The tax deadline is right around the corner. Not sure what that means for you? Then have a read of this post!

Are you ready for the deadline?👀

Feel free to TAG or SHARE this post with someone who may find this post useful 💁🏽‍♀️

Any questions, please feel free to ask away✨

To help you reach your saving goals, here are my t

To help you reach your saving goals, here are my top four saving apps I would highly recommend if you are someone that struggles to save on their own💸

Although some of these apps do not offer the best interest rates compared to some other easy access savings accounts currently on the market, these apps are great as they allow you to automate your savings and round up your spare change too!

Feel free to TAG or SHARE this post with someone who may find this post useful 💁🏽‍♀️

Any questions, please feel free to ask away✨

Ad | Are you someone that’s over-indulged with t

Ad | Are you someone that’s over-indulged with their spending during the festive season?👀If so, then now is the perfect time to #GetDebtFit with @ilumoni_uk!🏃🏽‍♀️

What's better is that @ilumoni_uk are running a rolling prize draw throughout January, for those who’ve downloaded the app meaning you could win in their 4 weekly prize draws (with prizes each week worth approx. £250) and a final prize of financial coaching! 🤩

Just like with your fitness, there’s no quick fix for improving your finances, but you can skip the sweat and #GetDebtFit with the @ilumoni_uk app today! 📲

Please note: To enter the prize draw, individuals must:
● Hold an account on the ilumoni app and have completed the signup process
● Have used the app in the 28 days prior to the draw
● Have opted into the prize draw via the app

T&Cs apply. Over 18s only. To find out more, visit @ilumoni_uk and click the link in their bio📝

A new year means new goals right?👀 If one of y

A new year means new goals right?👀

If one of your goals this year is to start saving, then I’ve got your back with some tips on how to achieve them😎

Feel free to TAG or SHARE this post with someone who may find this post useful 💁🏽‍♀️

Any questions, please feel free to ask away✨

Ad | Are you interested in earning £50 for free?👀

If so, then check out this exciting switching offer @mybeehivemoney are currently offering new users!💸

Switching Lifetime ISA providers only takes a few minutes, so don't miss out on this exciting opportunity!

Please note: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE 🏡

There may also be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed💰

We are only a couple of days away from 2022, so, h

We are only a couple of days away from 2022, so, here is a little reminder for you…😌

Don’t be too hard on yourself if you have not achieved all of your financial goals this year; 2022 is time for a fresh start🥂

Ad | Do you know how credit scores work?🤔 If n

Ad | Do you know how credit scores work?🤔 If not, then have a read of this post! 
If you are looking to check your current credit score, then you can do so by using @creditkarma who enable you to check your credit score for FREE🤩

Do you know what your current credit score is?👀

Want to open up a Lifetime ISA but not sure which

Want to open up a Lifetime ISA but not sure which one to go for? Then here are a few top LISAs as recommended by @moneysavingexp and @whichuk 🏡

Please bear in mind that there are two different types of LISAs:
-Cash LISA: where your money grows with interest 🏦
-Stocks and Shares LISA: where your money can be invested on the stock market📈

Feel free to TAG or SHARE this post with someone who may find this post useful 💁🏽‍♀️

Not sure whether a Lifetime ISA is right for you?

Not sure whether a Lifetime ISA is right for you? Then here are a few benefits of having one!🏡

Do you currently have a Lifetime ISA? If so, would you recommend? Let us know in the comments👇🏾

Feel free to TAG or SHARE this with someone who may find this information useful💁🏽‍♀️

Did you know that the average debt per adult in th

Did you know that the average debt per adult in the UK was £3,737 in August this year according to the Money Charity?👀

As you can see, debt is not as uncommon as people may think! As a result, here are some top tips if you are someone currently struggling with debt💰

If you would like some more tips then make sure you have a listen to my latest podcast episode with Clare with @myfrugalyear!🎙

Did you know that you could get PAID to switch you

Did you know that you could get PAID to switch your current bank account?👀

Some banks are currently paying YOU to switch your current account over to them! The process is quick and easy, so you might be able to get some free cash in time for Christmas🎄

Here are some of the top bank accounts according to @moneysavingexp!

✨Disclaimer: Please check the bank’s T&Cs to ensure that you are eligible for the switching bonus✨

Black Friday is this week, a weekend full of lots

Black Friday is this week, a weekend full of lots of sales and heavily discounted items🛍

If you haven’t already made some Black Friday purchases, then here are a few tips before you start your online shopping!

My TOP tip is to make sure you really need these items before you make your purchases, just because it’s on sale doesn’t mean you necessarily need it👀

Feel free to share this with anyone who may also find this post useful💁🏽‍♀️

To buy or to rent?🤔 Regardless of your age, it

To buy or to rent?🤔

Regardless of your age, it can be hard to decide whether or not you should buy or rent a property🏡

Because of this, here are a few advantages of each✅

What option do you prefer?👀

Feel free to TAG or SHARE this with someone who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

Let’s talk money…💸 This week is Talk Money

Let’s talk money…💸

This week is Talk Money Week. The aim of this week is to get the nation talking about money. As a result, here are a few reasons WHY it is important to talk about money!

Talking about money can also do wonders to our mental health, so if you could do with talking to someone anonymously about your financial situation, then please take advantage of the helplines mentioned above!☎️

Feel free to TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️ If any of you need someone to chat to, my DMs are open!

#talkmoney

Last week my DMs were flooded with questions about

Last week my DMs were flooded with questions about investing and where to get started, so, here are 4 very basic steps to help you get started 📈

Want to learn more? Then grab a copy of my investing guide that covers everything you need to get you started with your investing journey!📚

Feel free to TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

If you have seen the news, then I am almost certai

If you have seen the news, then I am almost certain that you would have heard that the 2021 budget was announced today by Rishi Sunak💰

Here are some of the changes that may have an impact on you💁🏽‍♀️

What are your thoughts on these changes?🤔

Let me know below!💫

Is now the time to save or invest our money?🤔

Is now the time to save or invest our money?🤔

With high rates of inflation and low interest rates, it can be hard to decide what you should do with your money!

Because of this, here are a few things you should consider between the two!

⚠️: Before investing, I always recommend having some cash savings put aside first!

Are you mainly saving or investing right now? Let me know in the comments!👇🏾

Have you noticed an increase in the cost of living

Have you noticed an increase in the cost of living recently...?🤔Welcome to inflation📈

Here is a brief explanation into what inflation is, and what this means for your bank balance💰

Feel free to TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

I'm sure a lot of you already know that interest r

I'm sure a lot of you already know that interest rates are pretty low at the moment, so, I wanted to share with you the top 4 easy access savings account currently on the market💰

Switching savings accounts is relatively easy, but if you need a hand, just drop me a message and I will be happy to help!

What savings account are you currently using?🤔 share below👇🏾

Although you typically need to save between 5-20%

Although you typically need to save between 5-20% for a house deposit, unfortunately, there are other costs you may also need to consider before buying a property🏡

Here are a few extra home buying costs you need to be aware of💸

Feel free to TAG or SHARE this with someone who may find this information useful💁🏽‍♀️

As lots of you are heading back to uni in the comi

As lots of you are heading back to uni in the coming weeks, I wanted to share some student money saving tips to help you save some extra cash wherever possible!💸

Are there any money saving tips you would recommend?🤔 If so, drop them below!

About to start University this year? If so, then h

About to start University this year? If so, then here is a list of the best student accounts on the market according to @savethestudent if you are yet to open a student bank account🎓💸

There are many benefits to having a student bank account such as interest-free overdrafts (for the event of an emergency👀)

Feel free to TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

What is national insurance and how will the recent

What is national insurance and how will the recent hike affect you?🤔

As I’m sure you’ve seen the news about the recent national insurance hike coming into play from April 2022.

Here is how the recent hike will affect you!

PS: What are your thoughts on our fresh new look?!👀

How much does it cost to run your car each year?🚘

Not sure? Then look no further!

Although cars can be useful for getting you from A to B, they can also be a very expensive asset to have! From the cost of petrol, to getting your car serviced, the cost of running your car can often creep up on you without noticing!💰

What are your thoughts on these costs?!

Personal Contract Purchase (PCP) vs Leasing...🚗

Personal Contract Purchase (PCP) vs Leasing...🚗

Here are a few differences between the two car financing options. Whilst car financing may not be an option for everyone, it can always be seen as a good alternative if you are unable to pay for a car upfront!

What option do you prefer?🤔

Here is a list of the average rental across the UK

Here is a list of the average rental across the UK!🏡

Despite what some people may think, people shouldn't ever feel bad about renting, as people rent for a wide number of reasons and there is nothing wrong with that.

However, what are your thoughts on the cost of renting in the UK? Are they reasonable, or are they outright unfair?

Drop your thoughts in the comments below👇🏾

Introducing Short Stuff x All Things Money👀

I’m excited to finally announce my mini collaboration with @shortstuffco ✨

The SS x ATM collection includes 3 x mini desk prints with some of our favourite money quotes on as well as a brilliant budget planner, which I can confirm will change your life… 💁🏽‍♀️

@laurenksel & I have been working on this mini collection for a while now as we wanted it to be perfect. We’re so proud of the collection, and can’t wait to hear what you all think!

Make sure you grab your order quickly via the link in my bio as the first ten budget planners sold, will also get a free print included in their order!

PS: Stock is limited, so once it's gone, it's gone! 🧚‍♂️

As requested, here are my haggling top tips when s

As requested, here are my haggling top tips when searching for the best deals💸

Hopefully following these steps will help you haggle a better price when searching for a new product or for a more affordable service provider!

Remember: Don't ever accept the first price on offer to you. Always try and see if you can get a better deal💰

What's the best deal you have managed to haggle?🤔

I am backkk with a list of the best graduate bank

I am backkk with a list of the best graduate bank accounts currently on offer to any of you graduating this year!🏦

It is important to note that despite these banks offering these interest-free overdrafts, these amounts may change after the first or second year, so make sure you check this out with your provider first so you don’t get stung!

TAG or SHARE this with someone who may find this post useful💁🏽‍♀️ As always, any questions, please feel free to ask✨

I am often asked whether or not getting a credit c

I am often asked whether or not getting a credit card is worth it, so here are some of the pros and cons of having a credit card💳

Only you know how well you can trust yourself with one, so if you don't feel comfortable applying for one, then don't🙅🏾‍♀️

There are many other ways you can build your credit score without one!

What are your thoughts on credit cards?🤔

AD | Looking to save up to £1300? If so, then @ro

AD | Looking to save up to £1300? If so, then @roadhow is a great app that offers you access to a wide range of discounts and savings worth over £1300 across a number of different brands including Adidas, Nike, Boots and ASOS which is perfect if you're someone like me and is always searching for a discount code!🛍

Not only does @roadhow offer you thousands of different discounts, but it also enables you to test your driver's knowledge, and offers you the chance to save money on your car insurance too!🚘

The app is available for download on both the App Store and Google Play- just tap the link in my bio✨

#RoadHow #RoadHowRewards #MoneySaving #FinanceExpert #LearnerDrivers

So, a huge amount of you shared with me that your

So, a huge amount of you shared with me that your spending has drastically increased since lockdown eased a few months ago🛍

However, according to This is Money, people are also saving a lot less than they previously were during lockdown💰

Are you guilty of saving less money, or have you been able to continue the saving the same pre-lockdown?🤔

Let me know in the comments!✨

is a list of the average house prices across the n

is a list of the average house prices across the nine different regions of England🏡

This list isn't to put you off buying a house or to make you feel like your goal of saving for one is out of reach! However, it's always a good idea to see what you should be aiming for if you are looking to save between 5-25% for a house deposit💸

If you would like to learn more about house buying, then make sure you grab a copy of the Handbook via the link in my bio!

Any questions, feel free to ask away✨

Ever wondered what the house buying process is lik

Ever wondered what the house buying process is like?

Here is what you could expect to go through if you are looking to purchase your very own home🏡

Buying a property can often be a very stressful process so make sure you have a good support network to help you through it!

If you would like to learn more about house buying, then make sure you grab a copy of the Handbook via the link in my bio!

Any questions, feel free to ask away✨

Cryptocurrency is something that I get asked about

Cryptocurrency is something that I get asked about regularly so I wanted to cover some of my cryptocurrency top tips if you're looking to invest in some crypto💸

Please do your research before investing in these stocks as they are pretty volatile and I would hate to see any of you be stung by these investments!

Make sure you TAG or SHARE this with anyone you think will find this post useful💁🏽‍♀️ As always, if you have any questions, feel free to ask away✨

Earlier this week, a large number of you mentioned

Earlier this week, a large number of you mentioned that one of your goals this month is to try and save more of your money. Because of this, I wanted to share the different types of savings accounts available to you🏦

If you want to look for the best savings accounts currently on the market, then I highly recommend using comparison websites such as money.co.uk and moneysupermarket.com to help you with your search💻

What savings account do you currently have? Drop them in the comments below ⬇️

Here are the two pension schemes available to you

Here are the two pension schemes available to you in the UK👵🏾👴🏼

Depending on your eligibility, in the UK, there are two types of pensions available to you: the State Pension and your workplace pension💰

Are you currently enrolled onto your workplace pension?🤔

Make sure you TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

AD | A couple of weeks ago, I asked you guys what

AD | A couple of weeks ago, I asked you guys what some of your reasons were for not investing in the stock market, and a large majority of you stated that you just don't know how or where to begin. Because of this, I have partnered with @wealthifycom to share some of the benefits of using a robo-advisor to help you get started with your investing journey!

@wealthifycom won Best Investment Provider at the British Bank Awards 2020 and is designed to make investing effortless, affordable, and accessible. You don’t need to know the ins and outs of investing, as their jargon-free approach makes it simple to get started. What's better is all you need is £1 to get started🤩

*Capital at Risk

Any questions, please feel free to ask away✨

Ever wondered what Cryptocurrency is and how it wo

Ever wondered what Cryptocurrency is and how it works? Well during this IGTV @ameliearras and I discuss the world of cryptocurrency and how you can start investing today with @zumopay !💰

If you would like to start investing with @zumopay, then head to my bio for a direct link to the app!🤩

If you do have any questions, please feel free to drop me a message✨

Do you know how your credit score is calculated?🤔

Well, if not, then here is a quick breakdown💳

A good credit score is crucial for things such as getting a mortgage, to even being approved for a phone contract, so it’s good to understand how they are calculated‼️

TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

I am very, VERY excited to announce that we have o

I am very, VERY excited to announce that we have officially launched our very own podcast!🎙🎉

Make sure you join me every Monday as I will be to covering a wide range of different personal finance topics, we weren’t taught about at school from budgeting, saving, investing and everything in between💸✨

Our very first episode will be released TOMORROW and will be available to listen on all streaming platforms so make sure you subscribe now via the link in my bio, so you don't miss out👀

A huge thank you goes out to @eloisejadedesign for designing such an amazing podcast cover, @wealthifycom for sponsoring the first half of the season and to the fantastic guests that have joined me so far ❤️

I can’t wait to hear what you think of it🤩

Whilst I am not here to endorse getting a credit c

Whilst I am not here to endorse getting a credit card, a few of you have asked me if there are any specific 'benefits' to having a credit card so here are a few💸

Please bear in mind that despite these benefits, if you are someone who struggles to manage thier own money effectively, then a credit card may not be suitable for you!❌

TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

Today we officially turn one years old!🥳 How t

Today we officially turn one years old!🥳

How time fliesss😅 Whether you have been with us from day one, or yesterday, I would just like to say a HUGE thank you to you all for your constant love and support towards All Things Money🥰

To celebrate such a milestone and to thank you, I am giving you ALL 15% off my online store for the rest of the week. Make sure you use the code: 'BDAY15' at the checkout🎉

I also have a HUGE announcement coming VERY soon, so make sure you keep your eyes peeled for that!!👀👀👀

Have you ever received your payslip and felt sligh

Have you ever received your payslip and felt slightly confused by all of the jargon on it? If so, then hopefully this post will help breakdown all of the payslip jargon for you💰

Were you aware of some of these deductions?🤔

As always, make sure you TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

This week I have collaborated with @thefairyjobmot

This week I have collaborated with @thefairyjobmother to offer you guys some tips when it comes to negotiating your salary💰

77% of you have mentioned that you have never negotiated your salary at work before. However, a LARGE amount of you stated that you would like to some point in the future, so I hope these tips come in handy🤩

Feel free to TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

As requested, here is a list of pros and cons rega

As requested, here is a list of pros and cons regarding the shared ownership scheme!🏡

What are your personal thoughts on shared ownership?🤔

Feel free to TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

As well as the new 95% mortgage guarantee scheme,

As well as the new 95% mortgage guarantee scheme, there is also a shared ownership scheme that is designed to help first time buyers on the property ladder too🏡 Not sure what that is? Then have a read of this post!

Keep an eye out for my next post where I will be sharing the different pros and cons of the shared ownership scheme‼️

Feel free to TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away

Last week, I asked if you guys are saving for a ho

Last week, I asked if you guys are saving for a house and a large 68% of you said you were! Because of this, I wanted to share some of my house saving tips for those of you who may need it🏡

My number ONE top tip is to create a budget as this will allow you to work out how much you should contribute to your savings each month💰

Feel free to TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ As always, any questions, feel free to ask away✨

ad | So, last week on my story, I asked if you guy

ad | So, last week on my story, I asked if you guys set yourself a budget and a large 87% said you did. However... a large majority of you mentioned that despite creating a budget, you struggle to actually stick to it📝 Here are a few of your reasons why👀

I’ve recently switched over to using @theblabapp to help set myself monthly budgets💸 If you are someone that struggles to stick to their budget, then @theblabapp may be the perfect budgeting app for you! The app is entirely free to download and only takes about 2 minutes to sign up🤩

You can download the app today via the link in my bio✨ As always, if you have any questions, please feel free to ask away!

Yesterday marked the end of the 2020/21 financial

Yesterday marked the end of the 2020/21 financial year🗓If you are a small business owner, you are probably wondering what this means for you and what your next steps should be...Because of this, I wanted to share with you my end of financial year checklist to help you get your business finances in order💸

If you are currently a new small business owner, and could do with some extra tips to help you manage your business finances, then I highly recommend my small business pack that covers how to track your revenue and expenses, how taxes work, and much more! Link is in my bio📝

Feel free to TAG or SHARE this with anyone you feel may find this information useful💁🏽‍♀️As always, any questions, feel free to ask away✨

The end of the tax year is next week and for some

The end of the tax year is next week and for some of you may need to file a self-assessment! If you are someone that is required to file a self-assessment but not sure where to begin, then TaxScouts is the app for you🤩

I was kindly gifted this service to help me with my self-assessment and I’m really looking forward to getting my small biz finances all sorted with TaxScouts 💻

Feel free to TAG or SHARE this with someone who might find this post useful💁🏽‍♀️As always, if you have any questions, please feel free to ask away✨

As we reach the end of the financial year, which i

As we reach the end of the financial year, which is 5th April, I wanted to make you aware of your tax-free allowances💰It’s important to take advantage of these allowances before we reach the end of the tax year🗓

Were you aware of these tax-free allowances?🤔

Make sure you TAG or SHARE this post with anyone who needs to know this info💁🏽‍♀️If you have any questions, feel free to ask away✨

ad | Looking for ways to budget and save your mone

ad | Looking for ways to budget and save your money better? Well, have a watch of this video as I will be sharing my top three tips to help you manage your finances effectively! This video is in collaboration with @tryfolio the digital wallet app!

Make sure you TAG or SHARE this with someone who may find this useful 💁🏽‍♀️As always, if you have any questions, feel free to drop me a message!✨

In aid of Debt Awareness Week, I wanted to reshare

In aid of Debt Awareness Week, I wanted to reshare some useful helplines should you need any help, support or guidance with your personal finances☎️

It’s so so important to reach out if you are struggling, please do not struggle in silence❤️

If you have any questions, or would just like a chat, my DMs are always open! Please feel free to TAG or SHARE this with someone who may also find this information useful✨

Earlier this week I shared some info on the Govern

Earlier this week I shared some info on the Government’s new mortgage guarantee scheme🏡

Some of you were pleased with this new scheme, some of you less so! Because of this, I wanted to share some advantages and disadvantages of the new scheme to help you make more of an informed decision💁🏽‍♀️

Feel free to TAG or SHARE this with a friend who may find this post useful💁🏽‍♀️ As always, if you have any questions, my DMs are open✨

Very interesting hearing some of your thoughts on

Very interesting hearing some of your thoughts on whether or not you think the Government is doing enough to help first-time buyers get onto the property ladder🪜

In case you weren't aware, the Government has announced a new mortgage guarantee scheme as part of the new 2021/22 budget🏡 Not what that means? Then have a read of this post‼️

What are your thoughts on the new scheme?🤔

Feel free to TAG or SHARE this with a friend who may find this post useful💁🏽‍♀️ As always, if you have any questions, my DMs are open✨

Earlier this week I asked you guys what your bigge

Earlier this week I asked you guys what your biggest financial mistake / lesson was🤔 I had a mixture of different answers from you all ranging from wishing you learnt how to invest sooner to learning how use a credit card more wisely...

Because of this, I wanted to share some of my top money tips so hopefully some of you don’t fall into the same trap others may have fallen into!

Feel free to TAG or SHARE this with a friend who may find this useful💁🏽‍♀️ As always, if you have any questions, my DMs are open✨

ad | International women’s day is a day to celeb

ad | International women’s day is a day to celebrate women’s achievements around the world and to continue the fight for gender equality👩🏼👩🏾👩🏻‍🦰👩🏻

When looking to invest, it can often be hard to find companies to invest in that promote gender equality and align with your values. That’s why @wombatinv is a great investing platform for beginners as they allow you to pick from a range of funds that reflect your interest and beliefs✨

In celebration of International Woman’s Day, @wombatinv are also launching shares of Bumble which was founded by the inspirational Whitney Wolfe!👩🏼‍💼

Download Wombat today by tapping the link in my bio📝 As always, any questions feel free to ask away✨

Over 300 of you stated that your bills are higher

Over 300 of you stated that your bills are higher than the UK average. Because of this, I wanted to share a few comparison websites that can help you switch bill providers accordingly💡

It’s important to review your bills regularly, as it could potentially save you hundreds of £££s each year!💸 When using comparison websites, it’s always a good idea to cross-reference what you find as you may find something cheaper elsewhere!

Are there any sites you would personally recommend? Leave some recommendations in the comments below👇🏾

Feel free to TAG or SHARE this with someone who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

Bills, bills, bills; one part of adulting I must s

Bills, bills, bills; one part of adulting I must say I highly despise🤣

A few of you have requested that I cover the topic of bills, which is why I have decided to share the monthly average bills cost in the UK to ease you into the topic!💸

Out of interest, are your bills higher or lower than the UK average?🤔 Keep your eyes peeled for my next post where I will be sharing some comparison websites that are great if you are looking to switch providers!

If you have any questions, please feel free to ask away✨

PS: The car insurance is a yearly premium🤦🏾‍♀️😂

Last week, it was time for me to renew my car insu

Last week, it was time for me to renew my car insurance for the year🥲 I'm not sure about you guys, but I dread doing this each year, as car insurance can often cost a lot of money💰

That being said, this year I was able to knock off £106 of the original price quoted by my car insurers this year🤩 Because of this, I wanted to share some of my personal car insurance tips, to help you save money when you next renew🚘

Please remember: just because you have been quoted a price, it does not necessarily mean it's the final price!

Do you have any top tips to save money when shopping for car insurance?🤔 As always, if you have any questions, please feel free to ask away✨

Are you running a side hustle, or an owner of a sm

Are you running a side hustle, or an owner of a small business? If so, carry on watching as I have the perfect resource to help you manage your business’s finances!💸

Both products are available to purchase at: www.allthingsmoney.uk or via the link in my bio🗒

As always, if you have any questions, the please feel free to drop me a DM✨

I think we can all agree that lockdown has seen a

I think we can all agree that lockdown has seen a HUGE increase in people recruiting and preying on the vulnerable to join MLM schemes. These schemes are often disguised as opportunities to become an ‘entrepreneur’ or a ‘boss babe’ 🥲

In case you are not aware of what an MLM scheme is, then please take a read of this post! @ecmediamanagement recently shared her experience with an MLM scheme over on her account which I recommend you guys checking out!

Have you been approached by one of these recruiters?🤔

As always, if you have any questions, please feel free drop me a message✨

If you are someone with a credit card, it is vital

If you are someone with a credit card, it is vital that you use your credit card wisely so you a) don’t rack up a large amount of debt and b) actually boost your credit score‼️‼️ So here are a few simple tips if you are looking for ways to use your credit card effectively!

If you have any questions, please feel free to ask away✨

So, a lot of you mentioned that you struggle to st

So, a lot of you mentioned that you struggle to stick to your budget as a result of boredom, takeaways and more😂 Whatever your reasons are for struggling to stick to your budget, there are lots of apps out there that are designed to help you budget better! Here are a few of my personal recommendations💸

Are there any apps you would recommend?🤔

If apps aren’t for you, then I also have a personal finance planner that you can purchase instead via the link in my bio🗒 Any questions, feel free to ask away✨

I often hear from a LOT of you that you struggle t

I often hear from a LOT of you that you struggle to stick to your budget OR that your budget doesn’t seem to be working👀 Well here are a few reasons why!

When it comes to creating a budget, it’s SO important to budget for fun and to constantly review it too! Try not to make it so restrictive that you want to give up after a few days!

Do any of these reasons apply to you?🤔 As always, if you have any questions, feel free to ask away✨

It is time to say hello to our BRAND NEW logo🤩

As requested, here are a few pension tips! It’s

As requested, here are a few pension tips! It’s important to make sure you are checking it regularly to make sure you are happy with its progress and are reviewing where it is being invested! Doing so can have a big impact on your pension by the time you hit 65👵🏽👴🏼

If you would like to learn more about pensions and how they work, then feel free to purchase a copy of The Handbook that covers all of the above and more! Link is in my bio!🤩

Feel free to SHARE or TAG someone who may find this post useful💁🏽‍♀️As always, If you have any questions, feel free to ask away✨

As requested by a few of you, this week I am here

As requested by a few of you, this week I am here to discuss workplace pensions💸

Do you know if you’re currently enrolled onto your workplace pension?🤔

If you would like to learn more about pensions and how they work, then feel free to purchase a copy of The Handbook that covers all of the above and more! Link is in my bio!🤩

Feel free to SHARE or TAG someone who may find this post useful💁🏽‍♀️As always, If you have any questions, feel free to ask away✨

So, as promised here are a list of the different t

So, as promised here are a list of the different types of tax in the UK! In case you didn’t know, the financial tax year runs from April 6th until April 5th the following year however, there are many ways that some of these taxes can be avoided via the use of ISAs and taking advantage of your tax-free allowances💸

Want to learn more about taxes and how they work? Then feel free to purchase a copy of The Handbook that covers all of the above and more! Link is in my bio!🤩

Feel free to SHARE or TAG someone who may find this post useful💁🏽‍♀️As always, If you have any questions, feel free to ask away✨

Here’s a little fact for you small businesses🤩 If you have earnt over £1000 from your small business during the 19/20 tax year then you have 5 days left till you need to fill in your self-assessment tax return form!✍🏾 (Jan 31st!!)

Don’t have a small business? Don’t worry, stayed tuned for my next post where I will be discussing the other different taxes in the UK💸

Feel free to SHARE or TAG this with someone who may find this post useful💁🏽‍♀️As always, if you have any questions, feel free to ask away✨

Since the first lockdown back in March, it has bee

Since the first lockdown back in March, it has been AMAZING to see how many small businesses and side hustles have been born since then! Because of this, I wanted to share some tips for any of you with a small business or for any of you considering to start one up!💻

My NUMBER 1 tip is to make sure you make a note of your revenue and your business expenses, for your own records and should you ever need to report them to the tax man💸 I promise you, it will save you a LOT of time if you did it on a month-by-month basis rather than leaving it till the end of the financial year which is 5th April 2021🗓

Please feel free to TAG or SHARE this with someone who may find this post useful💁🏽‍♀️If you have any questions, please feel free to drop me a DM✨

In case you missed my announcement over the weeken

In case you missed my announcement over the weekend, then I am here to tell you that The Workbook is now sale🥳

This workbook is a 24-page step-by-step guide to help you manage your finances effectively! In this workbook you will find a range of over 20 different worksheets and activities to help you take full control of your finances which I hope will leave you feeling more empowered than ever🤩

Don’t miss out – Grab your copy via the link in my bio! If you have any questions, feel free to drop me a DM✨

I am back with another announcement! Who’s excit

I am back with another announcement! Who’s excited for this one?!

If you have any questions, please drop them down below or drop me a DM! I can’t wait to hear your feedback✨

#bignews #news #announcement #allthingsmoney

AD | This year, I decided to change the way I bank

AD | This year, I decided to change the way I banked. After hearing about @roqqett I decided to use the app as an easy way to view all of my bank accounts in one place! After a Q+A I hosted before Christmas, some of you were shocked to hear that I had 9 different bank accounts (😂) so I decided to download Roqqett as it is a great FREE app that allows you to simplify your banking! Not only can I view all of my accounts in one place but I can also transfer my money between bank accounts and airdrop payments to friends📱

Roqqett works on any smartphone and with all UK banks. It is also regulated by the FCA! It’s such an easy app to use and I couldn’t recommend it more! If you are interested in downloading the Roqqett app, then tap the link in my bio!

Feel free to TAG or SHARE this post with anyone you think may also find this app useful💁🏽‍♀️If you have any questions, or would like a chat, my DMs are always open!✨

As well as interest charges, it is also important

As well as interest charges, it is also important to note that there may also be other fees added when using your credit card depending on how you use it so it is important to be careful if / when you spend money on your credit card💸

A combination of these fees can easily place you in debt trap which is why it is good to be aware of these different types of charges before you decide to apply for a credit card💳

Feel free to TAG or SHARE this post with anyone you think may also find this app useful💁🏽‍♀️If you have any questions, or would like a chat, my DMs are always open!✨

A new week, means a new topic and this week I thou

A new week, means a new topic and this week I thought I would cover the topic of credit cards💳

When shopping around for the best credit card, I am sure you have stumbled across the term APR before, but have you ever wondered what it actually means? Well here is a brief explanation! Out of interest, what is your credit card’s APR?🤔

Feel free to share this with anyone you think may also find this post useful💁🏽‍♀️As always, my DMs are open if any of you have any questions or just fancy a chat!✨

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