Resources

Here are a few resources to help you make a start on your financial literacy journey! Like what you see here? Feel free to follow us on Instagram!

Black Friday is this week, a weekend full of lots

Black Friday is this week, a weekend full of lots of sales and heavily discounted items🛍

If you haven’t already made some Black Friday purchases, then here are a few tips before you start your online shopping!

My TOP tip is to make sure you really need these items before you make your purchases, just because it’s on sale doesn’t mean you necessarily need it👀

Feel free to share this with anyone who may also find this post useful💁🏽‍♀️

To buy or to rent?🤔 Regardless of your age, it

To buy or to rent?🤔

Regardless of your age, it can be hard to decide whether or not you should buy or rent a property🏡

Because of this, here are a few advantages of each✅

What option do you prefer?👀

Feel free to TAG or SHARE this with someone who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

Let’s talk money…💸 This week is Talk Money

Let’s talk money…💸

This week is Talk Money Week. The aim of this week is to get the nation talking about money. As a result, here are a few reasons WHY it is important to talk about money!

Talking about money can also do wonders to our mental health, so if you could do with talking to someone anonymously about your financial situation, then please take advantage of the helplines mentioned above!☎️

Feel free to TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️ If any of you need someone to chat to, my DMs are open!

#talkmoney

Last week my DMs were flooded with questions about

Last week my DMs were flooded with questions about investing and where to get started, so, here are 4 very basic steps to help you get started 📈

Want to learn more? Then grab a copy of my investing guide that covers everything you need to get you started with your investing journey!📚

Feel free to TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

If you have seen the news, then I am almost certai

If you have seen the news, then I am almost certain that you would have heard that the 2021 budget was announced today by Rishi Sunak💰

Here are some of the changes that may have an impact on you💁🏽‍♀️

What are your thoughts on these changes?🤔

Let me know below!💫

Is now the time to save or invest our money?🤔

Is now the time to save or invest our money?🤔

With high rates of inflation and low interest rates, it can be hard to decide what you should do with your money!

Because of this, here are a few things you should consider between the two!

⚠️: Before investing, I always recommend having some cash savings put aside first!

Are you mainly saving or investing right now? Let me know in the comments!👇🏾

Have you noticed an increase in the cost of living

Have you noticed an increase in the cost of living recently...?🤔Welcome to inflation📈

Here is a brief explanation into what inflation is, and what this means for your bank balance💰

Feel free to TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

I'm sure a lot of you already know that interest r

I'm sure a lot of you already know that interest rates are pretty low at the moment, so, I wanted to share with you the top 4 easy access savings account currently on the market💰

Switching savings accounts is relatively easy, but if you need a hand, just drop me a message and I will be happy to help!

What savings account are you currently using?🤔 share below👇🏾

Although you typically need to save between 5-20%

Although you typically need to save between 5-20% for a house deposit, unfortunately, there are other costs you may also need to consider before buying a property🏡

Here are a few extra home buying costs you need to be aware of💸

Feel free to TAG or SHARE this with someone who may find this information useful💁🏽‍♀️

As lots of you are heading back to uni in the comi

As lots of you are heading back to uni in the coming weeks, I wanted to share some student money saving tips to help you save some extra cash wherever possible!💸

Are there any money saving tips you would recommend?🤔 If so, drop them below!

About to start University this year? If so, then h

About to start University this year? If so, then here is a list of the best student accounts on the market according to @savethestudent if you are yet to open a student bank account🎓💸

There are many benefits to having a student bank account such as interest-free overdrafts (for the event of an emergency👀)

Feel free to TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

What is national insurance and how will the recent

What is national insurance and how will the recent hike affect you?🤔

As I’m sure you’ve seen the news about the recent national insurance hike coming into play from April 2022.

Here is how the recent hike will affect you!

PS: What are your thoughts on our fresh new look?!👀

How much does it cost to run your car each year?🚘

Not sure? Then look no further!

Although cars can be useful for getting you from A to B, they can also be a very expensive asset to have! From the cost of petrol, to getting your car serviced, the cost of running your car can often creep up on you without noticing!💰

What are your thoughts on these costs?!

Personal Contract Purchase (PCP) vs Leasing...🚗

Personal Contract Purchase (PCP) vs Leasing...🚗

Here are a few differences between the two car financing options. Whilst car financing may not be an option for everyone, it can always be seen as a good alternative if you are unable to pay for a car upfront!

What option do you prefer?🤔

Here is a list of the average rental across the UK

Here is a list of the average rental across the UK!🏡

Despite what some people may think, people shouldn't ever feel bad about renting, as people rent for a wide number of reasons and there is nothing wrong with that.

However, what are your thoughts on the cost of renting in the UK? Are they reasonable, or are they outright unfair?

Drop your thoughts in the comments below👇🏾

Introducing Short Stuff x All Things Money👀

I’m excited to finally announce my mini collaboration with @shortstuffco ✨

The SS x ATM collection includes 3 x mini desk prints with some of our favourite money quotes on as well as a brilliant budget planner, which I can confirm will change your life… 💁🏽‍♀️

@laurenksel & I have been working on this mini collection for a while now as we wanted it to be perfect. We’re so proud of the collection, and can’t wait to hear what you all think!

Make sure you grab your order quickly via the link in my bio as the first ten budget planners sold, will also get a free print included in their order!

PS: Stock is limited, so once it's gone, it's gone! 🧚‍♂️

As requested, here are my haggling top tips when s

As requested, here are my haggling top tips when searching for the best deals💸

Hopefully following these steps will help you haggle a better price when searching for a new product or for a more affordable service provider!

Remember: Don't ever accept the first price on offer to you. Always try and see if you can get a better deal💰

What's the best deal you have managed to haggle?🤔

I am backkk with a list of the best graduate bank

I am backkk with a list of the best graduate bank accounts currently on offer to any of you graduating this year!🏦

It is important to note that despite these banks offering these interest-free overdrafts, these amounts may change after the first or second year, so make sure you check this out with your provider first so you don’t get stung!

TAG or SHARE this with someone who may find this post useful💁🏽‍♀️ As always, any questions, please feel free to ask✨

I am often asked whether or not getting a credit c

I am often asked whether or not getting a credit card is worth it, so here are some of the pros and cons of having a credit card💳

Only you know how well you can trust yourself with one, so if you don't feel comfortable applying for one, then don't🙅🏾‍♀️

There are many other ways you can build your credit score without one!

What are your thoughts on credit cards?🤔

AD | Looking to save up to £1300? If so, then @ro

AD | Looking to save up to £1300? If so, then @roadhow is a great app that offers you access to a wide range of discounts and savings worth over £1300 across a number of different brands including Adidas, Nike, Boots and ASOS which is perfect if you're someone like me and is always searching for a discount code!🛍

Not only does @roadhow offer you thousands of different discounts, but it also enables you to test your driver's knowledge, and offers you the chance to save money on your car insurance too!🚘

The app is available for download on both the App Store and Google Play- just tap the link in my bio✨

#RoadHow #RoadHowRewards #MoneySaving #FinanceExpert #LearnerDrivers

So, a huge amount of you shared with me that your

So, a huge amount of you shared with me that your spending has drastically increased since lockdown eased a few months ago🛍

However, according to This is Money, people are also saving a lot less than they previously were during lockdown💰

Are you guilty of saving less money, or have you been able to continue the saving the same pre-lockdown?🤔

Let me know in the comments!✨

is a list of the average house prices across the n

is a list of the average house prices across the nine different regions of England🏡

This list isn't to put you off buying a house or to make you feel like your goal of saving for one is out of reach! However, it's always a good idea to see what you should be aiming for if you are looking to save between 5-25% for a house deposit💸

If you would like to learn more about house buying, then make sure you grab a copy of the Handbook via the link in my bio!

Any questions, feel free to ask away✨

Ever wondered what the house buying process is lik

Ever wondered what the house buying process is like?

Here is what you could expect to go through if you are looking to purchase your very own home🏡

Buying a property can often be a very stressful process so make sure you have a good support network to help you through it!

If you would like to learn more about house buying, then make sure you grab a copy of the Handbook via the link in my bio!

Any questions, feel free to ask away✨

Cryptocurrency is something that I get asked about

Cryptocurrency is something that I get asked about regularly so I wanted to cover some of my cryptocurrency top tips if you're looking to invest in some crypto💸

Please do your research before investing in these stocks as they are pretty volatile and I would hate to see any of you be stung by these investments!

Make sure you TAG or SHARE this with anyone you think will find this post useful💁🏽‍♀️ As always, if you have any questions, feel free to ask away✨

Earlier this week, a large number of you mentioned

Earlier this week, a large number of you mentioned that one of your goals this month is to try and save more of your money. Because of this, I wanted to share the different types of savings accounts available to you🏦

If you want to look for the best savings accounts currently on the market, then I highly recommend using comparison websites such as money.co.uk and moneysupermarket.com to help you with your search💻

What savings account do you currently have? Drop them in the comments below ⬇️

Here are the two pension schemes available to you

Here are the two pension schemes available to you in the UK👵🏾👴🏼

Depending on your eligibility, in the UK, there are two types of pensions available to you: the State Pension and your workplace pension💰

Are you currently enrolled onto your workplace pension?🤔

Make sure you TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

AD | A couple of weeks ago, I asked you guys what

AD | A couple of weeks ago, I asked you guys what some of your reasons were for not investing in the stock market, and a large majority of you stated that you just don't know how or where to begin. Because of this, I have partnered with @wealthifycom to share some of the benefits of using a robo-advisor to help you get started with your investing journey!

@wealthifycom won Best Investment Provider at the British Bank Awards 2020 and is designed to make investing effortless, affordable, and accessible. You don’t need to know the ins and outs of investing, as their jargon-free approach makes it simple to get started. What's better is all you need is £1 to get started🤩

*Capital at Risk

Any questions, please feel free to ask away✨

AD | Should We Be Investing in Crypto?✨. Ever wo

AD | Should We Be Investing in Crypto?✨. Ever wondered what Cryptocurrency is and how it works? Well during this IGTV @ameliearras and I discuss the world of cryptocurrency and how you can start investing today with @zumopay !💰

If you would like to start investing with @zumopay, then head to my bio for a direct link to the app!🤩

If you do have any questions, please feel free to drop me a message✨

Do you know how your credit score is calculated?🤔

Well, if not, then here is a quick breakdown💳

A good credit score is crucial for things such as getting a mortgage, to even being approved for a phone contract, so it’s good to understand how they are calculated‼️

TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

I am very, VERY excited to announce that we have o

I am very, VERY excited to announce that we have officially launched our very own podcast!🎙🎉

Make sure you join me every Monday as I will be to covering a wide range of different personal finance topics, we weren’t taught about at school from budgeting, saving, investing and everything in between💸✨

Our very first episode will be released TOMORROW and will be available to listen on all streaming platforms so make sure you subscribe now via the link in my bio, so you don't miss out👀

A huge thank you goes out to @eloisejadedesign for designing such an amazing podcast cover, @wealthifycom for sponsoring the first half of the season and to the fantastic guests that have joined me so far ❤️

I can’t wait to hear what you think of it🤩

Whilst I am not here to endorse getting a credit c

Whilst I am not here to endorse getting a credit card, a few of you have asked me if there are any specific 'benefits' to having a credit card so here are a few💸

Please bear in mind that despite these benefits, if you are someone who struggles to manage thier own money effectively, then a credit card may not be suitable for you!❌

TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

Today we officially turn one years old!🥳 How t

Today we officially turn one years old!🥳

How time fliesss😅 Whether you have been with us from day one, or yesterday, I would just like to say a HUGE thank you to you all for your constant love and support towards All Things Money🥰

To celebrate such a milestone and to thank you, I am giving you ALL 15% off my online store for the rest of the week. Make sure you use the code: 'BDAY15' at the checkout🎉

I also have a HUGE announcement coming VERY soon, so make sure you keep your eyes peeled for that!!👀👀👀

Have you ever received your payslip and felt sligh

Have you ever received your payslip and felt slightly confused by all of the jargon on it? If so, then hopefully this post will help breakdown all of the payslip jargon for you💰

Were you aware of some of these deductions?🤔

As always, make sure you TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

This week I have collaborated with @thefairyjobmot

This week I have collaborated with @thefairyjobmother to offer you guys some tips when it comes to negotiating your salary💰

77% of you have mentioned that you have never negotiated your salary at work before. However, a LARGE amount of you stated that you would like to some point in the future, so I hope these tips come in handy🤩

Feel free to TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

As requested, here is a list of pros and cons rega

As requested, here is a list of pros and cons regarding the shared ownership scheme!🏡

What are your personal thoughts on shared ownership?🤔

Feel free to TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away✨

As well as the new 95% mortgage guarantee scheme,

As well as the new 95% mortgage guarantee scheme, there is also a shared ownership scheme that is designed to help first time buyers on the property ladder too🏡 Not sure what that is? Then have a read of this post!

Keep an eye out for my next post where I will be sharing the different pros and cons of the shared ownership scheme‼️

Feel free to TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ Any questions, please feel free to ask away

Last week, I asked if you guys are saving for a ho

Last week, I asked if you guys are saving for a house and a large 68% of you said you were! Because of this, I wanted to share some of my house saving tips for those of you who may need it🏡

My number ONE top tip is to create a budget as this will allow you to work out how much you should contribute to your savings each month💰

Feel free to TAG or SHARE this post with someone you think may find this post useful💁🏽‍♀️ As always, any questions, feel free to ask away✨

ad | So, last week on my story, I asked if you guy

ad | So, last week on my story, I asked if you guys set yourself a budget and a large 87% said you did. However... a large majority of you mentioned that despite creating a budget, you struggle to actually stick to it📝 Here are a few of your reasons why👀

I’ve recently switched over to using @theblabapp to help set myself monthly budgets💸 If you are someone that struggles to stick to their budget, then @theblabapp may be the perfect budgeting app for you! The app is entirely free to download and only takes about 2 minutes to sign up🤩

You can download the app today via the link in my bio✨ As always, if you have any questions, please feel free to ask away!

Yesterday marked the end of the 2020/21 financial

Yesterday marked the end of the 2020/21 financial year🗓If you are a small business owner, you are probably wondering what this means for you and what your next steps should be...Because of this, I wanted to share with you my end of financial year checklist to help you get your business finances in order💸

If you are currently a new small business owner, and could do with some extra tips to help you manage your business finances, then I highly recommend my small business pack that covers how to track your revenue and expenses, how taxes work, and much more! Link is in my bio📝

Feel free to TAG or SHARE this with anyone you feel may find this information useful💁🏽‍♀️As always, any questions, feel free to ask away✨

The end of the tax year is next week and for some

The end of the tax year is next week and for some of you may need to file a self-assessment! If you are someone that is required to file a self-assessment but not sure where to begin, then TaxScouts is the app for you🤩

I was kindly gifted this service to help me with my self-assessment and I’m really looking forward to getting my small biz finances all sorted with TaxScouts 💻

Feel free to TAG or SHARE this with someone who might find this post useful💁🏽‍♀️As always, if you have any questions, please feel free to ask away✨

As we reach the end of the financial year, which i

As we reach the end of the financial year, which is 5th April, I wanted to make you aware of your tax-free allowances💰It’s important to take advantage of these allowances before we reach the end of the tax year🗓

Were you aware of these tax-free allowances?🤔

Make sure you TAG or SHARE this post with anyone who needs to know this info💁🏽‍♀️If you have any questions, feel free to ask away✨

How to manage your finances effectively✨. ad | L

How to manage your finances effectively✨. ad | Looking for ways to budget and save your money better? Well, have a watch of this video as I will be sharing my top three tips to help you manage your finances effectively! This video is in collaboration with @tryfolio the digital wallet app!

Make sure you TAG or SHARE this with someone who may find this useful 💁🏽‍♀️As always, if you have any questions, feel free to drop me a message!✨

In aid of Debt Awareness Week, I wanted to reshare

In aid of Debt Awareness Week, I wanted to reshare some useful helplines should you need any help, support or guidance with your personal finances☎️

It’s so so important to reach out if you are struggling, please do not struggle in silence❤️

If you have any questions, or would just like a chat, my DMs are always open! Please feel free to TAG or SHARE this with someone who may also find this information useful✨

Earlier this week I shared some info on the Govern

Earlier this week I shared some info on the Government’s new mortgage guarantee scheme🏡

Some of you were pleased with this new scheme, some of you less so! Because of this, I wanted to share some advantages and disadvantages of the new scheme to help you make more of an informed decision💁🏽‍♀️

Feel free to TAG or SHARE this with a friend who may find this post useful💁🏽‍♀️ As always, if you have any questions, my DMs are open✨

Very interesting hearing some of your thoughts on

Very interesting hearing some of your thoughts on whether or not you think the Government is doing enough to help first-time buyers get onto the property ladder🪜

In case you weren't aware, the Government has announced a new mortgage guarantee scheme as part of the new 2021/22 budget🏡 Not what that means? Then have a read of this post‼️

What are your thoughts on the new scheme?🤔

Feel free to TAG or SHARE this with a friend who may find this post useful💁🏽‍♀️ As always, if you have any questions, my DMs are open✨

Earlier this week I asked you guys what your bigge

Earlier this week I asked you guys what your biggest financial mistake / lesson was🤔 I had a mixture of different answers from you all ranging from wishing you learnt how to invest sooner to learning how use a credit card more wisely...

Because of this, I wanted to share some of my top money tips so hopefully some of you don’t fall into the same trap others may have fallen into!

Feel free to TAG or SHARE this with a friend who may find this useful💁🏽‍♀️ As always, if you have any questions, my DMs are open✨

ad | International women’s day is a day to celeb

ad | International women’s day is a day to celebrate women’s achievements around the world and to continue the fight for gender equality👩🏼👩🏾👩🏻‍🦰👩🏻

When looking to invest, it can often be hard to find companies to invest in that promote gender equality and align with your values. That’s why @wombatinv is a great investing platform for beginners as they allow you to pick from a range of funds that reflect your interest and beliefs✨

In celebration of International Woman’s Day, @wombatinv are also launching shares of Bumble which was founded by the inspirational Whitney Wolfe!👩🏼‍💼

Download Wombat today by tapping the link in my bio📝 As always, any questions feel free to ask away✨

Over 300 of you stated that your bills are higher

Over 300 of you stated that your bills are higher than the UK average. Because of this, I wanted to share a few comparison websites that can help you switch bill providers accordingly💡

It’s important to review your bills regularly, as it could potentially save you hundreds of £££s each year!💸 When using comparison websites, it’s always a good idea to cross-reference what you find as you may find something cheaper elsewhere!

Are there any sites you would personally recommend? Leave some recommendations in the comments below👇🏾

Feel free to TAG or SHARE this with someone who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

Bills, bills, bills; one part of adulting I must s

Bills, bills, bills; one part of adulting I must say I highly despise🤣

A few of you have requested that I cover the topic of bills, which is why I have decided to share the monthly average bills cost in the UK to ease you into the topic!💸

Out of interest, are your bills higher or lower than the UK average?🤔 Keep your eyes peeled for my next post where I will be sharing some comparison websites that are great if you are looking to switch providers!

If you have any questions, please feel free to ask away✨

PS: The car insurance is a yearly premium🤦🏾‍♀️😂

Last week, it was time for me to renew my car insu

Last week, it was time for me to renew my car insurance for the year🥲 I'm not sure about you guys, but I dread doing this each year, as car insurance can often cost a lot of money💰

That being said, this year I was able to knock off £106 of the original price quoted by my car insurers this year🤩 Because of this, I wanted to share some of my personal car insurance tips, to help you save money when you next renew🚘

Please remember: just because you have been quoted a price, it does not necessarily mean it's the final price!

Do you have any top tips to save money when shopping for car insurance?🤔 As always, if you have any questions, please feel free to ask away✨

Calling all side hustlers and small business owner

Calling all side hustlers and small business owners‼️. Are you running a side hustle, or an owner of a small business? If so, carry on watching as I have the perfect resource to help you manage your business’s finances!💸

Both products are available to purchase at: www.allthingsmoney.uk or via the link in my bio🗒

As always, if you have any questions, the please feel free to drop me a DM✨

I think we can all agree that lockdown has seen a

I think we can all agree that lockdown has seen a HUGE increase in people recruiting and preying on the vulnerable to join MLM schemes. These schemes are often disguised as opportunities to become an ‘entrepreneur’ or a ‘boss babe’ 🥲

In case you are not aware of what an MLM scheme is, then please take a read of this post! @ecmediamanagement recently shared her experience with an MLM scheme over on her account which I recommend you guys checking out!

Have you been approached by one of these recruiters?🤔

As always, if you have any questions, please feel free drop me a message✨

If you are someone with a credit card, it is vital

If you are someone with a credit card, it is vital that you use your credit card wisely so you a) don’t rack up a large amount of debt and b) actually boost your credit score‼️‼️ So here are a few simple tips if you are looking for ways to use your credit card effectively!

If you have any questions, please feel free to ask away✨

So, a lot of you mentioned that you struggle to st

So, a lot of you mentioned that you struggle to stick to your budget as a result of boredom, takeaways and more😂 Whatever your reasons are for struggling to stick to your budget, there are lots of apps out there that are designed to help you budget better! Here are a few of my personal recommendations💸

Are there any apps you would recommend?🤔

If apps aren’t for you, then I also have a personal finance planner that you can purchase instead via the link in my bio🗒 Any questions, feel free to ask away✨

I often hear from a LOT of you that you struggle t

I often hear from a LOT of you that you struggle to stick to your budget OR that your budget doesn’t seem to be working👀 Well here are a few reasons why!

When it comes to creating a budget, it’s SO important to budget for fun and to constantly review it too! Try not to make it so restrictive that you want to give up after a few days!

Do any of these reasons apply to you?🤔 As always, if you have any questions, feel free to ask away✨

It is time to say hello to our BRAND NEW logo🤩

As requested, here are a few pension tips! It’s

As requested, here are a few pension tips! It’s important to make sure you are checking it regularly to make sure you are happy with its progress and are reviewing where it is being invested! Doing so can have a big impact on your pension by the time you hit 65👵🏽👴🏼

If you would like to learn more about pensions and how they work, then feel free to purchase a copy of The Handbook that covers all of the above and more! Link is in my bio!🤩

Feel free to SHARE or TAG someone who may find this post useful💁🏽‍♀️As always, If you have any questions, feel free to ask away✨

As requested by a few of you, this week I am here

As requested by a few of you, this week I am here to discuss workplace pensions💸

Do you know if you’re currently enrolled onto your workplace pension?🤔

If you would like to learn more about pensions and how they work, then feel free to purchase a copy of The Handbook that covers all of the above and more! Link is in my bio!🤩

Feel free to SHARE or TAG someone who may find this post useful💁🏽‍♀️As always, If you have any questions, feel free to ask away✨

So, as promised here are a list of the different t

So, as promised here are a list of the different types of tax in the UK! In case you didn’t know, the financial tax year runs from April 6th until April 5th the following year however, there are many ways that some of these taxes can be avoided via the use of ISAs and taking advantage of your tax-free allowances💸

Want to learn more about taxes and how they work? Then feel free to purchase a copy of The Handbook that covers all of the above and more! Link is in my bio!🤩

Feel free to SHARE or TAG someone who may find this post useful💁🏽‍♀️As always, If you have any questions, feel free to ask away✨

Here’s a little fact for you small businesses🤩 If you have earnt over £1000 from your small business during the 19/20 tax year then you have 5 days left till you need to fill in your self-assessment tax return form!✍🏾 (Jan 31st!!)

Don’t have a small business? Don’t worry, stayed tuned for my next post where I will be discussing the other different taxes in the UK💸

Feel free to SHARE or TAG this with someone who may find this post useful💁🏽‍♀️As always, if you have any questions, feel free to ask away✨

Since the first lockdown back in March, it has bee

Since the first lockdown back in March, it has been AMAZING to see how many small businesses and side hustles have been born since then! Because of this, I wanted to share some tips for any of you with a small business or for any of you considering to start one up!💻

My NUMBER 1 tip is to make sure you make a note of your revenue and your business expenses, for your own records and should you ever need to report them to the tax man💸 I promise you, it will save you a LOT of time if you did it on a month-by-month basis rather than leaving it till the end of the financial year which is 5th April 2021🗓

Please feel free to TAG or SHARE this with someone who may find this post useful💁🏽‍♀️If you have any questions, please feel free to drop me a DM✨

In case you missed my announcement over the weeken

In case you missed my announcement over the weekend, then I am here to tell you that The Workbook is now sale🥳

This workbook is a 24-page step-by-step guide to help you manage your finances effectively! In this workbook you will find a range of over 20 different worksheets and activities to help you take full control of your finances which I hope will leave you feeling more empowered than ever🤩

Don’t miss out – Grab your copy via the link in my bio! If you have any questions, feel free to drop me a DM✨

Introducing...👀✨. I am back with another anno

Introducing...👀✨. I am back with another announcement! Who’s excited for this one?!

If you have any questions, please drop them down below or drop me a DM! I can’t wait to hear your feedback✨

#bignews #news #announcement #allthingsmoney

AD | This year, I decided to change the way I bank

AD | This year, I decided to change the way I banked. After hearing about @roqqett I decided to use the app as an easy way to view all of my bank accounts in one place! After a Q+A I hosted before Christmas, some of you were shocked to hear that I had 9 different bank accounts (😂) so I decided to download Roqqett as it is a great FREE app that allows you to simplify your banking! Not only can I view all of my accounts in one place but I can also transfer my money between bank accounts and airdrop payments to friends📱

Roqqett works on any smartphone and with all UK banks. It is also regulated by the FCA! It’s such an easy app to use and I couldn’t recommend it more! If you are interested in downloading the Roqqett app, then tap the link in my bio!

Feel free to TAG or SHARE this post with anyone you think may also find this app useful💁🏽‍♀️If you have any questions, or would like a chat, my DMs are always open!✨

As well as interest charges, it is also important

As well as interest charges, it is also important to note that there may also be other fees added when using your credit card depending on how you use it so it is important to be careful if / when you spend money on your credit card💸

A combination of these fees can easily place you in debt trap which is why it is good to be aware of these different types of charges before you decide to apply for a credit card💳

Feel free to TAG or SHARE this post with anyone you think may also find this app useful💁🏽‍♀️If you have any questions, or would like a chat, my DMs are always open!✨

A new week, means a new topic and this week I thou

A new week, means a new topic and this week I thought I would cover the topic of credit cards💳

When shopping around for the best credit card, I am sure you have stumbled across the term APR before, but have you ever wondered what it actually means? Well here is a brief explanation! Out of interest, what is your credit card’s APR?🤔

Feel free to share this with anyone you think may also find this post useful💁🏽‍♀️As always, my DMs are open if any of you have any questions or just fancy a chat!✨

If you’re looking to start your investment journ

If you’re looking to start your investment journey, then you will need to choose the right investment platform that suits you best!

Here are a few highly recommended platforms that you may want to consider using📈 There are also many other investment platforms out there so please do your research first to see what kind of platform suits you the best!

If you have any questions, feel free to ask away✨

Ever wondered when the best time to invest is? Wel

Ever wondered when the best time to invest is? Well, if you’re looking to invest in the stock market, it’s best to start as soon as possible! Here is a quick example to show you how much difference a few years can make when investing in the stock market📈

Not sure where you to start? Then my Investing Guide is the perfect place to help you cover all the basics needed to start your investing journey today!

Feel free to drop me a message if you have any questions✨

[EDIT: Jack invests for 25 years making his total investment value £95,736.66]

I can’t believe I am actually saying this, but w

I can’t believe I am actually saying this, but we have finally made it to the end of 2020! Now that we can finally say goodbye to 2020, it is also time to say goodbye to some bad financial habits too. Here are a few things I believe we must leave behind in 2020👀☕️

If you fancy a bit of extra reading, then feel free to take a read of my VERY FIRST blog post over on my website where I discuss each of these in much more depth - link is in my bio!✨

What bad financial habits will you be leaving behind in 2020🤔

As we draw close to the end of 2020, it’s a perf

As we draw close to the end of 2020, it’s a perfect time to look back and reflect on the crazy year we have had!

I’m not sure about you, but there are definitely a few things I have learnt this year. As a result, I thought I would share my top 5 financial lessons I have learnt this year!

What have been your biggest financial lessons this year? Share them down below!👇🏾✨

After my last post on Tuesday, I received a few qu

After my last post on Tuesday, I received a few questions asking what scams we should be keeping an eye out during this festive season, so here are a few you should keep an eye out for!

The last thing we want is to have our Christmas ruined thanks to fraudulent activity! If something doesn't feel right, it probably isn't, so make sure you stay vigilant! If you find yourself a victim of fraudulent activity, please report this to actionfraud.

Have you witnessed some of these scams recently ?👀 Any questions, feel free to ask away✨

As Christmas is NEXT WEEK (🤯) I thought I would

As Christmas is NEXT WEEK (🤯) I thought I would create a little Christmas checklist for this festive season!

If you are looking to save a few £££s this Christmas here are a few ideas to help you out! How many of these have you ticked off?🤔

If you are still yet to start your Christmas shopping or are in need of a budget planner to help organise your finances this Christmas, I am offering a FREE Christmas budget planner which you can receive by signing up to my mailing list - link is in my bio!

Feel free to share this with someone you know who might find this post useful💁🏽‍♀️ As always, my DMs are always open for any questions✨

So, after Tuesday’s post explaining WHAT cashbac

So, after Tuesday’s post explaining WHAT cashback websites are, I was still receiving a few questions so here is a step by step guide on HOW to use a cashback website🖥

Like I have mentioned before, a few recommended cashback websites include: @top_cashback , @quidco_it and @swagbucksofficial !

Feel free to TAG or SHARE this with a friend who could also do with this info💁🏽‍♀️ Any questions, feel free to ask away✨

As requested, here is a breakdown of what cashback

As requested, here is a breakdown of what cashback websites are!🖥

As a lot of you are purchasing Christmas presents at the moment, I couldn’t recommend using cashback websites more!💸 If there’s an opportunity to save some money, why not use it?!

As always my DMs are always open for any questions✨

After the amazing feedback I recieved from my last

After the amazing feedback I recieved from my last workshop, I am excited to announce that I will be hosting my next workshop: An Introduction to Credit Cards on the 13th December!

If you are someone who would like to understand how credit cards work, are looking to boost their credit score or would just like some tips on how to use their credit card wisely and effectively, then this is the perfect workshop for you!

There are limited tickets so feel free to grab your tickets via the link in my bio!💸✨

After recommending you guys to shop through cash b

After recommending you guys to shop through cash back websites on Tuesday, I had a few questions asking for some recommendations! So, here are a few reputable cashback websites that you can shop through🛍

Make sure you take full advantage of cashback websites as they will reward you for shopping through them💸

Feel free to use my referral code for TopCashBack.co.uk via the link in my bio where you can receive a free £5 sign-up bonus! Any questions, feel free to ask away!✨

As most of you are probably aware, Black Friday is

As most of you are probably aware, Black Friday is this week! A weekend full of lots of sales and heavily discounted items🛍 If you haven’t already made some Black Friday purchases, here are a few tips before you start your online shopping! My TOP tip is to make sure you really need these items before you make your purchases, just because it’s on sale doesn’t mean you necessarily need it👀

Feel free to share this with anyone who may also find this post useful! As always, my DMs are open if any of you need a chat!✨

So... we have managed to complete another week of

So... we have managed to complete another week of lockdown 2.0 and I hope you guys are doing okay! Lockdown is a good time for us to sit down and reflect so today I wanted to share some money 'mistakes' we should aim to avoid making! I use the term mistakes lightly, however, it is always good to reflect on how we manage our finances💸Are there any 'mistakes' you are currently making right now?🤔

Feel free to share this with anyone who may also find this post useful! As always, my DMs are open if any of you need a chat!✨

🎉2500 FOLLOWER GIVEAWAY🎉 As I have reached

🎉2500 FOLLOWER GIVEAWAY🎉

As I have reached 2500 followers, I wanted to throw a little giveaway to celebrate reaching another milestone and to thank you ALL for your continued love and support on this page! I started this page back in April on a complete whim and had no clue I would reach where we are at now🥺

In this giveaway I will be giving you AND a friend the chance to win a copy of The Handbook and The Financial Planner to help you both start your financial literacy journey💸

To enter, all you have to do is:
🌟Follow @allthingsmoney_
🌟Tag a friend who could also do with these goodies
🌟Share this pic to your story for an extra entry! (Don’t forget to tag me!)

This giveaway is now CLOSED.

Congratulations @callme_ellaaa 👏🏾👏🏾

Today marks the last day of talk money week. This

Today marks the last day of talk money week. This week is designed to get the nation talking about money. As a result, here are a few reasons WHY it is important to talk about money!💸

Talking about money can do wonders to our mental health, so if you could do with talking to someone about your financial situation, then I have a list of useful helplines available via the link in my bio☎️

I am also hosting my FIRST ever online workshop this Sunday at 12pm to help you budget and save your money better during these weird and challenging times! There’s a few tickets remaining, so make sure you grab yours by tapping the link in my bio!✨

As we have nearly completed our first week of lock

As we have nearly completed our first week of lockdown 2.0, I wanted to share some lockdown tips to help you get through what may be a difficult time for some of you if you are either on a reduced income or none at all💸

I am also hosting my FIRST ever online workshop this Sunday at 12pm to help you budget and save your money better during these weird and challenging times. There’s not many tickets left, so make sure you grab yours by tapping the link in my bio!✨

Following from my last post, I wanted to share som

Following from my last post, I wanted to share some useful helplines should you need any help, support or guidance during this lockdown period☎️

I managed to speak to quite a few of you today which I thoroughly enjoyed! It’s always good to remember that we are all in this together❤️

If you have any questions, or would just like a chat, my DMs are always open! Please feel free to TAG or SHARE this with someone who may also find this information useful✨

I am sure a lot of you are aware of the new govern

I am sure a lot of you are aware of the new government guidelines that happened over the weekend... For some of you, this second lockdown may have a huge impact on your financial situation💸 Some of you now may be out of work or on a reduced income and because of this, I wanted to share some of the financial support you may be eligible for!

If you have any questions, would like help applying to the schemes mentioned above, or would just like a chat, my DMs are always open! We will get through this together❤️

Please feel free to TAG or SHARE this with someone who may also find this information useful✨

ANOTHER announcement?!✨. Yes, I am back with ano

ANOTHER announcement?!✨. Yes, I am back with another announcement! Hopefully you guys are as excited as I am for this one!

15th November, save the date, tap the link in my bio 🥳

If you didn’t already know, this week marks the

If you didn’t already know, this week marks the last week of Black History Month. A celebration that occurs every year to celebrate the achievements black people have done and continue to do within our society. Black people have always played a role in our society which unfortunately, is heavily underrepresented in schools and universities which is why we have Black History Month to celebrate our achievements.

I strongly believe that more education about Black History should take place in schools and universities in order to help educate, reduce ignorance and to overall celebrate the contributions black people have done and are continuing to do!

As a black creator, I wanted to not only inform you guys about Black History Month, but to also showcase some of the black creators on here that have created some amazing educational platforms that I absolutely loveeee. Being black is something to celebrate, so please go and give these pages some love:

- @beyondeducation_
- @britishblackgirl
- @penniestopoundspod
- @skilledfinances
- @mrmoneyjar

🤎🖤🤎🖤🤎🖤

As requested, here is a list of some great compari

As requested, here is a list of some great comparison websites that are designed to help YOU find the best deal🤩

These sites have helped me out when looking for the best savings accounts, cheapest car insurance or mobile phone offers! It’s always a good idea to cross-reference what you find as another site may offer something cheaper💸

Are there any sites you would personally recommend? Leave some recommendations in the comments below👇🏾

Feel free to TAG or SHARE this with someone who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

As a continuation from last week’s topic of savi

As a continuation from last week’s topic of saving, I just wanted to share a few money saving tools that could help you reach your savings goal💸

Looking for a suitable finance planner? Then look no further. Tap the link in my bio to purchase my financial planner, designed to help you get your finances in order🤩

Are there any other money saving tools you would recommend? Leave some recommendations in the comments below👇🏾

Feel free to TAG or SHARE this with someone who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

So, on my poll yesterday 57% of you said that you

So, on my poll yesterday 57% of you said that you are no where near reaching your savings goal🏦If you fall into this category, please don’t stress! There are many different reasons and circumstances that can affect our ability to save!

Despite this, there are definitely still a different areas where we can save our money, here I have listed a few💸

When was the last time you reviewed any of the areas listed? Are there potential savings you are currently missing out on?🤔Let me know in the comments below!

TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️Any questions, feel free to ask✨

After last Sunday’s money confessions, I’ve le

After last Sunday’s money confessions, I’ve learnt that a lot of you like to splurge your money occasionally 👀 Life is all about balance so that is okay! We all need to treat ourselves sometimes, as long as you have some savings put aside for a rainy day☔️ As a result, here are some money saving tips for anyone that may need them!

We haven’t got long left till the end of 2020, have you reached your savings goal yet?🤔

TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️Any questions, feel free to ask✨

I’m not sure about you, but there has definitely

I’m not sure about you, but there has definitely been times where I have struggled with financial anxiety due to a number of different reasons...Feeling anxious about money is pretty common as it was reported that 9.5 million Brits suffered mental health issues as a result of financial anxiety in 2019.

As it is World Mental Health Day today, I wanted to share some tips on how you can reduce financial anxiety in case anyone needs it❤️

My number ONE tip is to talk to someone! My DMs are always open if you need someone to talk to, or you can contact several other organisations such as: MIND on 0300 123 3393 or The Money Advice Service on 0800 138 7777 who are able to offer free quality money advice📱

Please TAG or SHARE this with a friend who may also find this information useful, you never know who this may help!✨

Here I am to wrap up my investment series with an

Here I am to wrap up my investment series with an investing checklist📝

If you are able to tick off everything on this list then you’re probably ready to take the plunge and invest📈

If not, then you may want to spend a bit more time researching and that is okay! A good place to start would be my Investing Guide which is now on sale! Tap the link in my bio to purchase🛍

A couple of days ago, I covered some of the reason

A couple of days ago, I covered some of the reasons why you may want to consider investing📈 However, some of you may be wondering whether it's better to save our money now that we are in the midst of a pandemic... Here I have given a rough break down of when you may want to either consider saving or investing.

Investing is not for everyone and that is okay! If you are in a fortunate position, you may even be able to do both🤩

For more tips and information on HOW to invest, feel free to purchase my eBook, which covers how and where to invest your money. Link is in my BIO📩

Please TAG or SHARE this with anyone you feel may find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

Due to popular request, I am going to touch base o

Due to popular request, I am going to touch base on the topic of investing this week! Here are SIX different reasons why you should consider investing📈 As a lot of you know, I personally invest my money and have seen the benefits of doing so! Despite this, I am not going to tell you to go and invest loads of money into the stock market unless you have conducted thorough research and feel comfortable doing so!

If you are wanting to learn more about HOW to invest, then feel free to purchase my eBook where I have a whole chapter devoted to investing – the link for that is in my BIO📩

Feel free to TAG or SHARE this with anyone you feel may find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

So Grads, now that you are done with University, a

So Grads, now that you are done with University, and entering the ‘real world,’ here are a few top tips for you guys to help you get your finances in order💸 Any questions, please feel free to ask✨

So Grads, here is a list of the best graduate bank

So Grads, here is a list of the best graduate bank accounts currently on offer according to @savethestudent🏦 As you can see, only @barclaysuk and @tsbbank allow you to switch over to them once you have graduated👩🏽‍🎓

It is important to note that despite these banks offering these interest-free overdrafts, these amounts may change after the first or second year, so make sure you check this out with your provider first so you don’t get stung!

TAG or SHARE this with someone who may find this post useful💁🏽‍♀️ As always, any questions, please feel free to ask✨

Get to Know Me✨. Hey Guys, I am back again with

Get to Know Me✨. Hey Guys, I am back again with a new video! This week is a personal Q+A so you get to know a bit more about me and the reasons behind why I started All Things Money!💸

If you are interested in purchasing my eBook, All Things Money: The Handbook, then please tap the link in my BIO☺️

Please don’t forget to like, comment or share this video if you found it useful! Any questions, please feel free to ask✨

Don’t worry graduates, I haven’t forgotten abo

Don’t worry graduates, I haven’t forgotten about you! I have a few posts lined up next week to help you guys out as well, so stay tuned for that!🤩

For now, I wanted to share this fact with you all - Were you aware of this at all?🤔

TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️ Any questions, feel free to ask away✨

Just before the new semester starts, I just wanted

Just before the new semester starts, I just wanted to share a few of my personal university ‘must haves’ that can help you save money during your time at university!

Is there anything else you would add to the list?🤔

I also have a financial planner that you guys can purchase via the link in my bio for just £3.50 to help you manage your finances whilst at uni 🙌🏾

TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️Any questions, feel free to ask away✨

Here’s a break down of the best student accounts

Here’s a break down of the best student accounts at the moment according to @savethestudent🏦
Stay tuned for my next post where I will be discussing my personal university must-haves to help you save money whilst at uni💸

TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️Any questions, feel free to ask away✨

PS: My new eBook is now on sale! TAP the link in my bio to purchase your very own copy📚

So now that I have explained what a student accoun

So now that I have explained what a student account is, here I am to explain what you guys need in order to open up your own student account just before the new semester starts🙌🏾 Stay tuned for my next post where I discuss the best student accounts currently on offer🏦 TAG or SHARE this with a friend who may also find this information useful💁🏽‍♀️Any questions, feel free to ask away✨

PS: My new eBook is now on sale! TAP the link in my bio to purchase your copy📚

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